Calculate
Calculate Your Costs Before You Commit
Use these tools to estimate bond repayments, transfer costs, and registration fees so you can move forward with clarity.
Bond Calculators
Bond Affordability Calculator
Based on gross monthly income and the repayment factors supplied.
Default rate:
Estimated Monthly Repayment
R 0.00
30% of gross income guideline
Estimated Loan Amount
R 0.00
Bond Repayment Calculator
Uses the repayment factor table for the selected rate and term.
Total Monthly Repayment
R 0.00
Total Amount Repayable
R 0.00
Capital + interest
Total Interest Paid
R 0.00
Over full term
While every effort has been made to ensure the accuracy of these calculators, One Mission Home Loans cannot accept responsibility for any errors or omissions. Figures are estimates only and may vary slightly depending on lender and attorney calculations.
Deposit Linked Savings
Deposit Amount
R 0.00
Basic Monthly Repayments
R 0.00
Total Interest Paid
R 0.00
Savings on Monthly Repayment
R 0.00
Savings on Interest Over the Long Term
R 0.00
Basic Monthly Repayments
R 0.00
Total Interest Paid
R 0.00
Same disclaimer as above.
Extra Monthly Payment Calculator
Original Monthly Repayment
R 0.00
New Monthly Repayment
R 0.00
New Loan Duration (Months)
0
Original Total Interest Paid
R 0.00
New Total Interest Paid
R 0.00
Total Savings on Interest
R 0.00
Same disclaimer as above.
Bond & Transfer Costs Calculator
Enter your property purchase amount and mortgage loan amount to get an estimate of the bond and transfer costs.
Total Costs
R 0.00
Total Bond Costs
R 0.00
Conveyancing Tariff Fee
R 0.00
Deeds Office Fee
R 0.00
Postage and Petties
R 0.00
Deeds Office Search Fee
R 0.00
Electronic Instruction Fee
R 0.00
FICA / eVault / Other Charges
R 0.00
VAT (15%)
R 0.00
Total Transfer Costs
R 0.00
Transfer Duty
R 0.00
Conveyancing Tariff Fee
R 0.00
Deeds Office Fee
R 0.00
Postage and Petties
R 0.00
Deeds Office Search Fee
R 0.00
Electronic Instruction Fee
R 0.00
FICA / eVault / Other Charges
R 0.00
VAT (15%)
R 0.00
Additional provision should also be made for the following amounts:
- Bank’s admin and initiation fees.
- Levies or rates and taxes for up to approximately 6 months.
- Transfer of exclusive use areas such as parking bays and garages, in an amount of approximately R1,200.00 per exclusive use area.
- Insurance certificate for sectional title transfers in the sum of approximately R750.00.
- A charge which varies from attorney to attorney for electronic instructions fee, FICA fee, deeds office searches and other charges in an amount of between approximately R1,000.00 and R2,000.00.
- All amounts are inclusive of VAT where applicable.